Get the picture:

... a cloudless, bright blue afternoon in early March, the air a cool 65 degrees, and a sharp wind blowing out of the east ...  Jimmy and I were having lunch at the Ocean Club in Amelia Plantation, and we opted to dine al fresco because...well, because it was a beautiful day in early March.

Undeterred by the chilly weather, people swam and sunned themselves, and pretty girls in bikinis padded around the pool with airs of self-conscious indifference.

And then there were Ellen and Jimmy.  Insulated by layers for warmth (t-shirt, shirt, sweater, wind-breaker), Jimmy braved the elements quite comfortably.